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West Creek Financing

At Planet Motorsport, our mission is to provide an easy shopping experience. We accept financing through several providers. Learn more about each financing provider below, and apply online today. Options include No Credit Needed financing solutions.

West Creek Financial

West Creek Financial

Get a response in seconds when you apply with West Creek Financial. Over 80% of applicants are approved, and there's no credit needed to be eligible. The application process is fast and easy. Apply online today, and learn if you're approved within 10 seconds.

Apply Online with West Creek

SNAP! Financing

Snap! Finance up to $3000

Finance Tires & Wheels—No Credit Needed!

Snap! Finance offers rent-to-own financing up to $3,000 for qualifying applicants.

Get approved and finance your next tire or wheel purchase at Planet Motorsport, serving San Jose, CA, Milpitas, CA, Cupertino, CA, and surrounding areas.

How Does Snap! Finance Work?

You don't need an established credit history or good credit to be eligible for financing. To be eligible, you must be 18 years or older, have an active checking account, and have a steady income of $1,000 a month or more.

3 Easy Steps

Here's how it works:

    1. Apply & Be Approved: Submit your application to start the process. It takes seconds to learn if you're approved. The application process is easy, fast, and convenient.

    2. Download Funds Instantly: Receive up to $3,000 instantly as a virtual card. When you're ready to check out, show your phone to the cashier. They will use the card number to complete your purchase.

    3. Make One Purchase: Snap! Finance provides a one-transaction, one use card, so make sure to get everything you need in one purchase.

Take the first step and apply online today. Up to 80% of applicants are approved!

Apply for financing today Apply Today

American First Financing

Tire & Auto Service Financing from American First Finance

No Credit Needed Financing Solution

American First Finance provides complete credit solutions to make your purchase affordable. There's no traditional credit required to be eligible, and most applications receive instant decisions within 45 seconds.

Enjoy Big Benefits


    Affordable payments up to 24 month terms

    Approvals up to $5,000

    Same As Cash option available

    Build your credit

Get What You Need with American First Finance

Ask about American First Finance at Planet Motorsport today, or apply online to get started now. There's no credit needed and you may be eligible even if you don't use a traditional bank. If you're approved for more than you spend, you don't need to worry about filling out a new application.

American First Finance reports to major Credit Bureaus to help establish or re-establish credit.

Apply for financing today Apply Today

Acima Financing

Acima Credit in San Jose, CA

Buy What You Need Today with No Credit Needed

That's right—there's no credit needed to be eligible for up to $5,000 with Acima Credit, an alternative solution to traditional financing for qualifying applicants. Approvals are instant, and a 90-Day Payment Option is available.

With tailored payment plans and a quick application process, Acima Credit offers an affordable way for qualifying motorists to make their purchases.

What Do I Need to Qualify?

You need the following to qualify for Acima Credit:

    US government-issued photo ID and SS# or ITIN#

    Three-month history with current employer or income source

    Deposits totaling at least $1,000 per month into a checking account that has been open for 90 days or more

    No NSFs, excessive overdrafts, or negative balances on current checking account

Use Acima Credit with Planet Motorsport. We serve San Jose, CA, Milpitas, CA, Cupertino, CA, and surrounding areas.

Apply for financing today Apply In-Store

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Phone: (408) 272-1023
Fax:
Address: 31 South Capitol Ave.
San Jose, CA 95127
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